Credit Card Tips |
Statutory Rights of Contract Workers under New AWR Guidance
As of October last year, the statutory rights of contract workers were improved with new AWR guidance. Previously contract workers did not have equal rights with full-time employees and now the law has mandated that if a contract worker is in place longer than 12 weeks, he or she is entitled to many of the [...]
Innovative Ways to Avoid Bankruptcy
Although greater numbers of people than ever before are taking advantage of Individual Voluntary Arrangements to avoid bankruptcy, it is unfortunate that a good portion of the population still get an IVA confused with a debt management plan. Unlike a debt management plan, an IVA must be overseen by an Insolvency Practitioner and is legally [...]
Apply for a reward credit card
Credit card rewards provides you with money to survive. When our survival funds are low and there seems to be no way out, it is often time to consider credit cards that offer you cash back rewards.
Credit Cards come in handy when you need cash fast. Credit card rewards can offer you the financial availability [...]
The IVA Process Explained
If you are eligible for an IVA (Individual Voluntary Arrangement) and if you intend to carry out IVA proceedings, it is not recommended that you take any action until a full assessment of your finances and financial situation has been carried out. This can be carried out via telephone by your insolvency practitioner, and can [...]
Reward Credit Cards
Reward credit cards provide you with $100 or more in bonuses once you spend a certain amount of cash. Keep in mind, most companies claim to offer you $100 back if you spend $500 within 3 months. You pay interest rates on every dollar you spend, so this may not be one of the [...]
Credit Card Rebates – How To Get Yours
Getting those bills in the mail is not much fun – especially the credit card bills. But what if, every time you got a bill, you also were informed about how much money your purchases had earned – wouldn’t that make it more interesting? That is exactly what credit card rebates does for you. Many [...]
Credit Card Rebates – Finding the Right Card
There are many rebate credit cards available that offer rebate options that sound too good to be true. With so many credit card rebates to consider it can be mind-boggling trying to figure out which one to pick, if any. Understanding what each rebate credit card has to offer, APR, annual fee and [...]
Credit Card Questions And Answers
How long is the grace period?
The grace period is the number of days you have to pay your bill in full without triggering a finance charge. For example, the credit card company may say that you have 25 days from the statement date, provided you paid your previous balance in full by the due date. [...]
Credit Card Payment Strategies: Beat Credit Card Debt Nightmares That
Credit Card Payment Strategies: Beat Credit Card Debt Nightmares That Keep People Awake At Night
If you are struggling to afford just the minimum payments on your credit cards, you are not alone. A large percentage of the people you pass on the street each day are suffering under the weight of the exact same stress. [...]
Credit Card Payment Holidays – Blessing Or Curse?
If you have a credit card (most Americans have over 10) then you’ve probably received an offer called a “payment holiday”. You’ll receive a letter that says something to the effect, “That because XYZ Credit Card Company understands how difficult it is for some families around this time of year to make ends meet (or [...]