Reward Credit Cards

Reward credit cards provide you with $100 or more in bonuses once you spend a certain amount of cash. Keep in mind, most companies claim to offer you $100 back if you spend $500 within 3 months. You pay interest rates on every dollar you spend, so this may not be one of the best deals. You can receive 50% cash back bonuses each year by using Capital One Cash cards. You don’t pay annual fees and you receive 1% cash back on all other purchase. Cash rewards do not expire on this card and you can receive unlimited cash rewards. You can redeem your rewards anytime online at the company website. This card offers 0 Intro APR on balance transfers and purchases until 2012, September. After the terms end, you pay 12.9-20.9 percent on APR. You must have excellent credit to apply and get instant approval and rewards.

If you have limited or no credit you may apply for the Capital One – Cash Rewards for newcomers. This card is built to help you establish or re-establish your credit. There is no annual fee up to certain limits and after you pay 24.9 percent.

The Pink Ace Elite is a prepaid card. When you make a purchase, a portion of the funds goes to breast cancer awareness. A portion is given to detection. You do not have to have good credit since the company does not check your credit history. There is no obligation or application fee, and you have free cash withdrawals at selected ACE locations. You also have free direct deposit. Direct deposit makes life easier for you because you don’t have to wait more than 2 days to be paid.

This card offers free anytime alerts, free saving account with a potential 5% APY. Your funds are secured and the cards are issued by FDIC and supported by Visa’s Zero Liability. There is a monthly fee of 9.95.

NetSpend cards are prepaid cards that offer you a 100% approval. You have direct deposit, and you can pay your bills and rent online, or over the phone using your card. You can track your spending by using the Internet budget tools, and get alerts sent to your mobile phone. The new Pay Back reward system is now available, which means you get rewards from Net Spend.

Compare the reward credit cards to other offers. The Internet is the best area to apply. You can compare the cards side-by-side since most sites offer you links, details about the card offers, and more at one website. This saves you time, and effort. Tip: If you have bad credit look for rewards credit cards that offer you an option to rebuild your credit.